Apply for a loan with Capital Good Fund

Welcome!

Capital Good Fund has an improved application process that will provide you with a rapid decision using the following information:

- Your bank history for the last 60 days

- Your income

- Your credit history, not your credit score

- Your requested loan amount

We use this information to determine the risk of the loan and to provide you with the quickest turnaround time. If your credit report is frozen with TransUnion, we ask that you exit the application at this time and return once the freeze has been officially lifted.

PLEASE READ CAREFULLY

Before beginning the application you must ensure you are eligible to apply. Once the application is submitted, an automated hard credit pull will be conducted that will affect your credit score. If you are not eligible but applied anyway, you may be disqualified and the credit pull may be irreversible.

How Do I Confirm I Am Eligible?

- Review our reapplying policy available HERE. If you are unsure of your eligibility call 866-584-3651 ext 302.

- Ensure you live in an eligible county. Check our website to review county restrictions if applicable to your state.

- Ensure you live in a qualifying state. Check our website for more information on eligible states.

- Ensure your credit report is not frozen with TransUnion.

- Ensure you have a qualifying bank account. We do not accept credit cards, prepaid cards, pay cards, government benefit cards, or tax cards.

- Ensure you have an income. A qualifying income is one that is active, recurring, and ideally can be verified through your bank account history.

- Ensure you are not late on your mortgage, child support payments, and that you do not have active bankruptcy.

- Ensure you have a Social Security Number or ITIN to apply.

How Does This Work?

- You will complete the application form.

- You will check your email for a link to connect your bank account. You must be the registered owner of this bank account. In addition, your bank account must be open and active for at least 60 days.

- After linking your bank account, you will monitor your email for a loan decision or disqualification email if applicable.

- If you are approved for a loan, you will verify your identity and send us any additional requirements listed on the email.

- As soon as you complete requirements, we will send you the closing package within 24-48 business hours.

- After signing our contract, you will receive a deposit into your bank account within 1-2 business days, holidays excluded.

Consent

I have read the eligibility information above and attest that I meet the requirements outlined in order to submit an application with Capital Good Fund.

I Consent

I authorize Capital Good Fund to pull my credit report in order to make a credit decision and I understand the credit pull is required for all applicants. I understand that if my credit account with TransUnion is frozen, I will need to temporarily lift the credit freeze before I apply in order for Capital Good Fund to process my application. I acknowledge the credit pull consists of a hard credit inquiry that it will affect my credit score.

I Consent

I authorize Capital Good Fund to use the information on this application and any other information they have about me to determine my ability to pay, as required by federal law.

I Consent

I authorize Capital Good Fund to verify, at their option and for my benefit, my application information.

I Consent

I authorize Capital Good Fund to share general details of my application with my referring or associated partner such as my attorney, case worker, contractor, or installer if applicable. General details may include the stage of my application and a brief summary of required documents or information requested from me.

I Consent

By clicking Next Page, I am confirming I have read and understood the disclosures above.

Select your state:

Select a consumer loan product:

Impact and Impact PLUS loans are available in the following counties

Impact Loans are available in the following counties

Enter your Impact Loan amount:

Enter your Impact PLUS Loan amount:

Enter your residential address:

My address is not listed

Street Address

Street Address Manual Entry

Unit or apartment number

City

State

Use Two Letter State Code

Zip Code

Country

Note: If you do not live in a qualifying county, you may be disqualified after applying.

First Name

Middle Name

Last Name

Date of Birth

Do you have an SSN or ITIN?

Enter your SSN:

Enter your ITIN:

Email Address

Cell Phone Number

Other Phone Number (Optional)

Text Message Preferences

Benefits of Opting in for SMS

- Reminders of the status of your application

- Seamless access to a loan officer

- Reminders on upcoming loan payments after closing

Would you like to receive recurring informational messages regarding the status of your application and upcoming payments? You can opt out at any time by replying “STOP” and opt back in by replying “START”. Message and data rates may apply. View our Privacy Policy at our website by clicking here.

Select YES to Opt-In to receive text messages to your cell phone number. Select NO to Opt-Out of all text messages.

YesNo

What is your preferred language for ongoing communication? Please note that our teams are only fluent in English and Spanish at this time.

What is your current housing situation?	If "Other":
Counting yourself, how many people live in your household?	How much is your monthly housing payment? (ie rent or mortgage amount) $
How long have you been at your current residence?	Are you a single- or double-income household?